There is money quietly
leaving your account.
Most people underestimate what they pay for subscriptions by about 2.5x. The small charges do not register, so they keep leaving. An open model finds the ones quietly wasting money and tells you the one thing to do about each. It runs on your own machine, for free.
Your ghosts, worst first.
Every subscription, ranked by how much it quietly wastes. Tap one and a local Gemma writes the verdict and the single action, using only your real numbers.
A prediction can be wrong.
We fit the model on subscriptions it has seen, then test it on ones it has not. The number that matters is the last one: the real ghosts it still misses.
data is synthetic and labeled · prices are real 2026 catalog prices · the code computes every rupee, Gemma only phrases it